Oney provides a wide range of payment and credit solutions that serve both businesses and consumers across retail and e-commerce. The company focuses on making consumer financing more accessible by offering flexible repayment options that match real-world purchasing behavior. For businesses, Oney helps improve sales conversion, increase basket sizes, and reduce the burden of managing credit internally.

SERVICES

• Consumer loans: Financing options that help customers fund higher-value purchases through structured repayment plans.
• Installment payment solutions: Allows buyers to split payments over several months while businesses receive funds upfront.
• Deferred payment options: Lets customers receive goods immediately and pay at a later date, offering short-term flexibility.
• E-commerce payment integration: Tools that connect Oney’s financing options directly to online checkout flows.
• In-store financing solutions: Support for physical retailers to offer point-of-sale financing without managing credit processes internally.
• Risk assessment and underwriting: Oney evaluates borrower risk and manages credit decisions, removing this burden from merchants.
• Fraud prevention tools: Systems that monitor transactions and reduce exposure to fraudulent activity.
• Merchant reporting and dashboards: Insights that help businesses track transaction performance, repayment behavior, and financing uptake.

Countries

These are the countries in which this lender operates/is available.