Payconiq is a digital payment platform that provides secure, fast, and convenient mobile payment solutions across in-store, online, and peer-to-peer channels. Designed for both consumers and businesses, Payconiq streamlines everyday transactions by reducing reliance on cash and offering a unified, QR-code–based system.

SERVICES

• Mobile In-Store Payments: Allows customers to pay using their mobile devices by scanning a QR code at checkout.
• Online & In-App Payments: Enables secure online purchases through integrated payment links or QR verification.
• Peer-to-Peer Transfers: Supports quick, cashless money transfers between individuals through the Payconiq app.
• Merchant Payment Solutions: Offers easy onboarding, fast settlement, and simplified transaction tracking for businesses.
• QR-Based Payment System: Provides a universal QR framework that works across banks, merchants, and apps.
• Real-Time Payment Processing: Facilitates instant payment confirmations for both merchants and customers.
• API & Integration Tools: Supplies developers with APIs and tools for integrating Payconiq into e-commerce platforms and business systems.
• Security & Compliance: Ensures safe transactions using strong authentication, encryption, and compliance with European payment regulations.

Countries

These are the countries in which this lender operates/is available.