Qpay is a digital payment solutions provider in North Macedonia that enables individuals and businesses to make and accept secure electronic payments. The platform focuses on modernizing the payments landscape by offering tools for online transactions, mobile payments, and merchant payment acceptance.

Qpay supports the needs of e‑commerce, retail businesses, and consumers by integrating a range of payment infrastructure services designed for speed, convenience, and security.

SERVICES

• Mobile Payments: Qpay enables users to make payments at merchants and online.
• Peer-to-Peer Payments: Users can send and receive money to friends and family.
• Bill Payments: Qpay can be used to pay bills, such as utility bills and mobile phone bills.
• E-Wallet: Qpay offers a digital wallet for storing and managing money.
• Online Payment Gateway: Enables businesses to accept digital payments through websites and e‑commerce platforms.
• Point‑of‑Sale (POS) Payment Acceptance: Provides payment tools for merchants to process card transactions in physical stores.
• Payment Links: Allows businesses to generate shareable payment links to collect payments online.
• Credit & Debit Card Processing: Accepts card payments from major international and local networks.
• Recurring Billing & Subscriptions: Supports automated recurring payments for subscription‑based services.
• Secure Transaction Processing: Implements payment security technologies to protect sensitive data and reduce fraud risk.
• Multi‑Currency Payment Support: Enables merchants to accept payments in different currencies for international customers.
• Merchant Dashboard & Reporting: Offers analytics and dashboards to help businesses monitor payment activity and reconcile transactions.

Countries

These are the countries in which this lender operates/is available.