Turnkey Lender

TurnKey Lender is a global lending technology company that provides an AI-powered lending automation platform for banks, credit unions, fintech companies, microfinance institutions, consumer lenders, commercial lenders, and embedded finance providers. The platform enables financial institutions to automate the entire lending lifecycle, including borrower onboarding, credit decisioning, loan origination, servicing, collections, reporting, and portfolio management.

Founded in 2014, TurnKey Lender serves lenders across North America, Europe, Asia-Pacific, Latin America, Africa, and the Middle East. The platform is highly configurable and supports a wide range of lending products, making it suitable for both traditional financial institutions and digital-first lenders.

Unlike a bank or finance company, TurnKey Lender does not provide loans directly to borrowers. Instead, it supplies software and infrastructure that lenders use to launch, automate, and scale their lending operations.

SERVICES

• Loan Origination: Enables lenders to automate loan applications, customer onboarding, document collection, identity verification, underwriting, approvals, and loan disbursement workflows.
• Loan Management: Provides end-to-end management of the lending lifecycle, including loan creation, repayment scheduling, interest calculations, disbursements, restructuring, settlements, and loan closure.
• Loan Servicing: Supports ongoing administration of active loans through payment tracking, account management, repayment processing, customer communications, and loan maintenance activities.
• Credit Decisioning: Uses AI-powered and rules-based decision engines to automate credit assessments, borrower scoring, risk evaluation, and lending decisions.
• Underwriting Automation: Helps lenders streamline underwriting through configurable risk policies, automated verification checks, scoring models, and approval workflows.
• Collections Management: Automates delinquency tracking, collections workflows, recovery processes, payment reminders, and debt management activities.
• Customer Onboarding & KYC: Supports digital customer onboarding, Know Your Customer (KYC) verification, document collection, identity checks, and Anti-Money Laundering (AML) screening.
• Embedded Lending: Allows businesses, marketplaces, and fintech platforms to embed lending products directly into their customer journeys through APIs and white-label solutions.

Countries