Visa Open Banking

Visa Open Banking leverages Visa’s global payments network to facilitate secure and seamless data sharing between banks, fintechs, and third-party providers.

By integrating with APIs, Visa Open Banking allows financial institutions to offer account access, payment initiation, and data-sharing services that comply with regulatory frameworks like PSD2 in Europe.

This initiative is aimed at fostering innovation by enabling banks to deliver better customer experiences through fintech partnerships.

Visa Open Banking’s focus on security and compliance ensures that consumers’ data is protected while allowing them to share their information with trusted third parties.

The service also supports small and medium-sized enterprises (SMEs) by enabling better cash flow management and credit access through real-time financial insights.

Countries

These are the countries in which this lender operates/is available.