Viva Wallet is a Greek fintech company and cloud‑based digital payment platform serving businesses and consumers across Europe. Headquartered in Athens, it operates as a licensed electronic money institution and neobank, offering payment acceptance, issuing, and banking‑related services. The company is a Principal Member of Visa and Mastercard and has presence in over 20 European markets, enabling merchants to accept and manage digital payments both online and in‑store.

SERVICES

• Mobile Payments: Okto Payments enables users to make payments using their mobile devices.
• Mobile Wallets: The company offers mobile wallet solutions for storing and spending money.
• Peer-to-Peer Payments: Users can send and receive money to friends and family using Okto Payments.
• Merchant Payments: Okto Payments provides payment solutions for merchants, including online and in-store payments.
• Card Acquiring & Processing: Supports acceptance of major card networks (Visa, Mastercard, Discover, etc.).
• Android POS & Tap‑on‑Phone: Turns Android devices into payment terminals for in‑store contactless and PIN transactions.
• Business Accounts with IBAN: Offers business accounts with local IBANs for payments and transfers.
• Virtual and Physical Debit Cards: Issues business and merchant cards, including Mastercard options.
• Smart Checkout: Advanced checkout solution that improves conversion by dynamically adapting to user preferences.
• Marketplace Payment Solutions: Tools for onboarding sellers and managing payments in marketplace environments.
• Multi‑Currency & Multi‑Payment Support: Supports local and international payment methods, digital wallets, and alternative options.
• Fraud Protection & Security: Security features including PCI DSS compliance and encryption for secure transactions.
• Integration APIs: APIs for connecting payment services into merchant systems, apps, and websites.

Countries

These are the countries in which this lender operates/is available.