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Hello there! 👋 Happy new month, and welcome to July! We’ve officially entered a new month, a new quarter, and the second half of the year. It’s the perfect time to reflect on how far you’ve come, refocus on your goals, and set the pace for the months ahead. Whether the last quarter was fast-paced […]

Ireland has a well-established regulatory framework designed to ensure that lenders operate fairly, transparently, and in the best interests of consumers. Whether you’re launching a digital lending platform or expanding into the Irish market, understanding the licensing requirements, compliance obligations, and the role of the Central Bank of Ireland is essential. This article explains how lenders are regulated in Ireland and what businesses need to know to remain compliant.

Many lenders blame late payments on “bad borrowers,” but the real problem is often hidden in the data they overlook. This article explains why your default rate is higher than it should be and highlights five powerful data points, often ignored by lenders that can dramatically improve underwriting accuracy, borrower monitoring, and repayment performance.